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Archive for May, 2007

No extended warranty for me.

May 24th, 2007 at 06:37 am

Thought of you peeps in this community when I bought an MP3 player and decided AGAINST the extended warranty - what I now understand to be a shameless money grab.

In other news, it is SO much easier to use than my iPod shuffle. How an MP3 player should be - no software glitches. Just drag and drop!


The next step...

May 2nd, 2007 at 07:22 pm

I've gotten over the first hurdle - debt management.

Now that my debt is down to zero and we have been making a conscious effort to spend more "responsibly" in all areas of our lives, we're ready for the NEXT STEP.

That next step would be putting money into an RRSP. Any Canadians on the blogs that have any advice for a really green investor? Does anybody have any experience with AltaMira in particular? We're definitely looking at low risk with a monthly contribution of $200 a month.

Hubby is not a first time home owner, and I know that first timers can take portions out of their RRSPs without huge penalties. I wonder if this would still apply to me as I have never owned a home? I guess this will all come out when I go for my assessment/interview with a professional. But is it common for younger people to invest in things other than an RRSP, as in a "house fund" that makes my money more accessible?