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Credit Card Budgets...

June 12th, 2007 at 02:10 pm

I hate to say this, but using my PC points Mastercard for nearly every purchase I make has been the best financial move I've ever made!

Not only do I get PC points (grocery rewards), but my credit card bill acts like an itemized monthly budget. The danger, of course, is going crazy with your credit. In my case, however, I find that a lump sum payment at the end of the month frees up cash flow during the remainder of the month.

Is anybody else out there able to use their credit cards in a similar functional fashion?

In other non money related news, I am going to be trying to get my driver's license this summer. I've gone through the learner's stage before, but never had the guts to pay for lessons. What can I say - pa scared me off the experience and then life got in the way. Here I go!!!


1 Responses to “Credit Card Budgets...”

  1. rduell Says:

    I do that with my Chase Freedom card. I charge all groceries and gasoline and get 3% back and 1% on all other charges. Our utilities are automatically charged to it every month, so that helps also. I can't wait to get my first $250 back.

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